The 250 Personal Finance Questions Everyone Should Ask

The 250 Personal Finance Questions Everyone Should Ask

Peter J. Sander

Language: English

Pages: 192

ISBN: 159337352X

Format: PDF / Kindle (mobi) / ePub


Money management is more complicated than ever - you have to deal with yo-yo'ing stock markets, rising health care and home prices, taxes, and employment. Everywhere you look, there's more to worry about. Where do you start? The 250 Personal Finance Questions Everyone Should Ask gives you the simple, straightforward answers you need to protect your finances. Written in a quick, easy, accessible style, this comprehensive handbook book takes you through twenty-five key financial categories, including:

  • Daily Finances
  • Building Wealth
  • Retirement
  • Planning for Life Events
  • Taxes

The 250 Personal Finance Questions Everyone Should Ask is the personal finance guide that will answer your immediate questions - and serve as a reference for years to come.

Improving Performance: How to Manage the White Space on the Organization Chart (3rd Edition)

How to Start and Operate Your Own Bed-and-Breakfast: Down-To-Earth Advice from an Award-Winning B&B Owner

Behavioral Finance: Understanding the Social, Cognitive, and Economic Debates

2600 Phrases for Effective Performance Reviews: Ready-to-Use Words and Phrases That Really Get Results

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidating credit card balances to another card or to a home equity line is another trap. Wiping the slate clean across the many credit cards seems attractive, but the usual reality is that balances creep back onto the clean cards. You must then service those balances and a large consolidated balance, too. Question 52: People tell me that a second mortgage or home equity line is a good way to carry debt or restructure the debt I have. Is this right, and what are the advantages and

overtrading, some funds create tax surprises and tend to further underperform in the long term. Still, funds can offer good value to individual investors and can accomplish what many can't or don't want to do themselves. Finding alternative funds with lower fees can help. Index funds that track major stock market indices, reducing management activity, and the recently arrived Exchange Traded Funds (ETFs) are worth a look—see Question 181. Question 143: What is the case for real estate

situation is different, but excess spending usually comes from (1) uncontrolled or impulse spending and (2) a failure to realize how much things cost. Impulse spenders buy first and consider consequences later—if at all—and usually end up buying more than intended. Need a pair of shoes? Resist the temptation to add a new shirt and a pair of slacks on impulse, no matter how cheap or attractive. Buying groceries? Resist the temptation to buy unneeded desserts, magazines, and snack foods. Think “can

U.S.A. www.adamsmedia.com ISBN: 1-59337-352-X Printed in Canada. J  I  H  G  F  E  D  C  B Library of Congress Cataloging-in-Publication Data Sander, Peter J. The 250 personal finance questions everyone should ask / Peter Sander. p.         cm. ISBN 1-59337-352-X 1. Finance, Personal—Examinations, questions, etc. 2. Investments—Examinations, questions, etc. I. Title: Two hundred fifty personal finance questions everyone should ask. II. Title: Personal finance questions everyone should ask.

attractive. Likewise, free and accessible ATM services are essential for cash access. Some form of savings vehicle to accumulate off-the-top savings (see Chapter 3) from deposited income is important, as is “direct deposit” to capture this income in the first place. Rounding out the essentials picture is some form of overdraft protection, in order to avoid high fees and exposure from accidentally overdrawing your checking account. Other services run the gamut from loans and safely deposit boxes

Download sample

Download